SMSF Property Lending Guide

Interactive Guide by The Finance Office

Status Current

SMSF Purchase Roadmap

1

1. Strategy & Setup

Foundational
Establish SMSF with Corporate Trustee
Obtain ABN and TFN (1 - 28 days)
Open SMSF Bank Account
Rollover funds from current industry/retail funds
2

2. Pre-Approval

Verification
Mortgage broker reviews borrowing capacity
Obtain 'Fully Verified' pre-approval
Confirm 10-25% deposit + 0-10% liquidity buffer
3

3. The Acquisition

Execution
Select Property Asset
Incorporate Bare Trustee Company
Execute Contract of Sale (Correct Naming)
Execute Bare Trust Deed (Correct Dating)
4

4. Settlement

Completion
Pay deposit from SMSF Account
Unconditional Finance Approval
Final Settlement (6-8 week window)

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