First Home Buyers

Unlock the Door to Your Very First Home 🗝️

Thinking your 20% deposit is out of reach? We have incredible news for eligible First Home Buyers! 🇦🇺

The government could chip in with an equity contribution of up to 40% to help you secure a new home through the Help to Buy Scheme.

Think: smaller deposit, lower monthly repayments! 🤯

Why This Scheme Is a Game-Changer

The Benefits Are Real

Smaller Deposit Needed

The government chips in equity so you need far less upfront. Get into your home sooner.

Lower Monthly Repayments

You're only paying a mortgage on your share — not the government's. That means more money in your pocket each month.

No Lenders Mortgage Insurance

With the government's equity contribution, you can avoid costly LMI — saving you thousands.

Break Free From Renting

Stop paying someone else's mortgage. Start building your own wealth and security.

Your Journey With Us

4 Simple Steps to Your First Home

01

Book a Free Consult

Chat with one of our mortgage brokers who specialise in first home buyer schemes.

02

We Check Your Eligibility

We'll review your income, deposit, and circumstances against the scheme's criteria.

03

Get Your Game Plan

Receive a tailored strategy — including how much the government could contribute.

04

Move Into Your Home

We handle the paperwork, lender negotiations, and settlement. You just pack the boxes.

We Specialise in First Home Buyers

At The Finance Office, we've helped hundreds of first-time buyers navigate government schemes and get into their dream homes faster. This scheme is a game-changer — and we can help you find out if you qualify.

Common Questions

Frequently Asked Questions

Ready to See If You Qualify?

Don't let the dream of owning your first home slip away. The Help to Buy Scheme could be the boost you need — and we're here to guide you every step of the way.

* Subject to eligibility criteria. Property price caps and income limits apply. Scheme details are based on publicly available government information and may change.